Get Your Money Back.
Professionally.
Hong Kong's modern debt recovery platform. We use AI and legal expertise to recover outstanding debts — from unpaid invoices to personal loans. No recovery, no fee.
HK$120M+
Recovered to date
85%
Success rate
2,400+
Cases handled
14 days
Average resolution
Debt Recovery Services
Professional recovery for businesses and individuals across Hong Kong
B2B Debt Recovery
商業欠款追收
Unpaid invoices, trade debts, and supplier disputes. We recover debts from companies across all industries.
- ✓ Unpaid invoices
- ✓ Trade debts
- ✓ Supplier disputes
- ✓ Contract breaches
Personal Debt Recovery
個人欠款追收
Personal loans, rent arrears, and private agreements. Discreet and professional handling of sensitive matters.
- ✓ Personal loans
- ✓ Rent arrears
- ✓ Loan guarantees
- ✓ Private agreements
Cross-Border Recovery
跨境追債
Debts involving mainland China, overseas companies, or international parties. We work with partner firms globally.
- ✓ China-HK debts
- ✓ International claims
- ✓ Foreign judgments
- ✓ Asset tracing
Smart Recovery Technology
Our AI analyses each case to determine the optimal recovery strategy
Debtor Risk Profiling
AI analyses company records, financial filings, and payment history to assess recovery likelihood before we start.
Automated Demand Letters
AI-generated demand letters in English and Chinese, legally compliant and optimised for response rates.
Optimal Strategy Selection
Machine learning determines whether negotiation, mediation, legal action, or escalation will be most effective.
Real-Time Case Tracking
Track your case 24/7 through our dashboard. See every action taken, every response received, every dollar recovered.
How It Works
Simple, transparent, effective
Submit Your Case
5 minFill in the details: who owes you, how much, and any supporting documents. Takes 5 minutes.
Free AI Assessment
24 hoursOur AI analyses the debtor, the amount, and the documentation to provide a recovery probability score and recommended strategy.
Demand & Negotiation
7–14 daysWe send formal demand letters (bilingual EN/中文) and begin negotiation. Most debts are resolved at this stage.
Escalation (if needed)
4–12 weeksIf negotiation fails, we escalate to legal proceedings through our partner solicitors. Small Claims Tribunal or District Court as appropriate.
Recovery & Payout
3 daysRecovered funds are deposited into our escrow account and transferred to you within 3 business days, minus our success fee.
Transparent Pricing
No recovery, no fee. Simple as that.
Standard
Under HK$500K
15%
of amount recovered
- ✓ No upfront fees
- ✓ Demand letters included
- ✓ Phone negotiation
- ✓ Online dashboard
Premium
HK$500K – HK$5M
10%
of amount recovered
- ✓ Everything in Standard
- ✓ Dedicated case manager
- ✓ Asset search & tracing
- ✓ Legal escalation included
Enterprise
Over HK$5M / portfolios
Custom
negotiated rate
- ✓ Everything in Premium
- ✓ Bulk portfolio pricing
- ✓ Cross-border recovery
- ✓ Dedicated legal team
Frequently Asked Questions
Is debt collection legal in Hong Kong?+
Yes. Debt collection is legal in Hong Kong. However, collectors must not use threats, harassment, or deception. We operate fully within the law and follow the Hong Kong Police guidelines on debt collection practices.
What types of debt can you recover?+
We handle commercial debts (unpaid invoices, trade debts), personal debts (loans, rent arrears), bounced cheques, judgement debts, and cross-border debts involving mainland China.
How long does recovery take?+
Most cases are resolved within 14–30 days through negotiation. If legal action is needed, it may take 4–12 weeks depending on court schedules.
What if you can't recover the debt?+
If we cannot recover the debt, you pay nothing. Our 'no recovery, no fee' guarantee means we only succeed when you succeed.
Do you operate in mainland China?+
Yes, we work with partner firms in Shenzhen, Guangzhou, and Shanghai to handle cross-border debts.
Can I track my case?+
Every client gets access to our online dashboard where you can track case progress, view communications, and see recovered amounts in real-time.
Ready to Recover What's Owed to You?
Submit your case in 5 minutes. Free assessment within 24 hours. No recovery, no fee.
Submit a Debt NowOr call us: +852 3555 1234